Strategic Capital Solutions
From fast-close hard money to long-term portfolio loans — we match every deal with the right capital source.
Disclosure:All financing programs represented on this page are intended for rental, investment, and commercial properties only. Owner-occupied primary residences are not eligible. JB Capital Group is not a lender. Loans are arranged through third-party banks, private lenders, institutional lenders, and specialty finance sources.
Our Programs
From fast-close bridge capital to long-term rental financing — every program below is structured for investment and rental properties.
Asset-based short-term loans secured by real property. Approval based on collateral value — close in as little as 5–10 business days.
Covers acquisition and renovation costs under one loan. Rehab funds disbursed in milestone-based draws as work is completed.
Qualify based on property cash flow — not personal income. No tax returns required. Perfect for scaling a rental portfolio.
Finance multiple investment properties under a single mortgage. Simplify operations with one payment and release clauses per property.
Short-term capital for commercial acquisitions, value-add repositioning, and lease-up deals that don't yet qualify for permanent financing.
Government-backed programs for business owners. Lower down payments, longer terms, and competitive rates via SBA 7(a), 504, and Express.
Capital for ground-up development and major structural renovations. Funds disbursed in draws tied to inspector-verified milestones.
Revenue-based term loans for NY businesses. Qualify on business revenue — not personal income. Ideal for seasonal businesses with easy underwriting.
Fixed-rate permanent financing for stabilized commercial properties through our network of superior direct lenders. Competitive rates with flexible prepayment structures.
Tap into equity in existing investment properties to fund new acquisitions, renovations, or business capital needs.
Asset-Based Lending
Hard money loans are short-term, asset-based loans secured by real property. Unlike conventional financing, approval is based primarily on the value of the collateral — not the borrower's credit score or income history. This makes them ideal for time-sensitive acquisitions and investors who need to move fast.
We work with a broad network of private and institutional hard money lenders to find the most competitive terms for your deal.
Rehab Financing
Fix and flip loans are purpose-built for real estate investors who purchase distressed properties, renovate them, and sell for a profit. These short-term loans cover both the acquisition cost and the rehabilitation budget — giving you the capital to execute your entire project under one loan.
Rehab funds are disbursed in draws as construction milestones are completed, keeping your project on track and your capital working efficiently.
Most In-Demand
Detailed program information coming soon. Contact us to discuss current term loan offerings.
Portfolio Financing
A blanket loan allows real estate investors to finance multiple properties under a single mortgage. Instead of managing separate loans for each property, you consolidate your portfolio into one streamlined financing solution — simplifying your operations and freeing up capital.
Ideal for investors holding 2 or more properties, blanket loans offer flexible release clauses, allowing you to sell individual properties without triggering a full payoff of the loan.
Short-Term Commercial
Commercial bridge loans provide short-term capital for investors and developers who need to act quickly on commercial acquisitions, value-add opportunities, or properties that don't yet qualify for permanent financing.
Whether you're acquiring a vacant office building, repositioning a retail center, or bridging to a permanent loan, we structure the right solution for your timeline and exit strategy.
Long-Term Commercial
JB Capital Group arranges permanent commercial loans for stabilized income-producing properties through our network of superior direct lenders. With fixed and adjustable rate terms, flexible prepayment structures, and competitive pricing, we match each borrower to the right long-term capital solution.
Whether you're refinancing out of a bridge loan, acquiring a stabilized asset, or locking in long-term financing, our permanent loan programs offer the flexibility and certainty your investment requires.
Government-Backed
SBA loans are government-backed financing programs designed to help small businesses access affordable capital. With lower down payments, longer repayment terms, and competitive interest rates, SBA loans are one of the most powerful tools available to business owners.
We help business owners navigate the SBA process — from identifying the right program to packaging and submitting your application to the right lender.
Working capital, equipment, real estate, business acquisition. Up to $5M.
Owner-occupied commercial real estate and major equipment. Up to $5.5M.
Faster approvals up to $500K. Lines of credit and term loans.
Rural business financing with government guarantees. Up to $25M.
Investor Rental Loans
Debt Service Coverage Ratio (DSCR) loans qualify borrowers based on the rental income of the property — not personal income or tax returns. If the property generates enough cash flow to cover the mortgage, you can qualify.
DSCR loans are the preferred financing vehicle for real estate investors who are self-employed, have complex tax returns, or are scaling a rental portfolio without the friction of traditional income documentation.
Ground-Up Development
Our construction loan program delivers high-leverage financing for residential investment ground-up and completion projects. With LTC up to 90% and loans up to $10MM, we make it possible to build without tying up excessive capital — and qualification is based on the project, not your personal income.
Available in most states for investment property only. A simple, direct loan process with appraisals required ensures your project moves forward efficiently from ground break to completion.
NY Business Financing
Our Business Term Loan program is one of the most competitive revenue-based financing solutions available exclusively to New York businesses. Unlike traditional loans that rely on personal income or tax returns, qualification is based entirely on your business revenue — making it ideal for seasonal businesses, self-employed owners, and growing companies.
With easy underwriting for loans up to $150,000 and a maximum loan amount of $500,000, this program delivers fast access to working capital with straightforward monthly payments and competitive fixed rates.
Project Protection
Builder's Risk Insurance protects your construction project from the moment ground breaks to the day the certificate of occupancy is issued. Whether you're building from the ground up or undertaking a major renovation, this coverage safeguards your investment against unforeseen losses.
Many lenders require Builder's Risk Insurance as a condition of construction financing. We help you secure the right policy alongside your loan — one point of contact for both your capital and your coverage.
Ready to Move Forward
Submit your loan scenario and a capital advisor will reach out within 24 hours to discuss your options.
JB Capital Group is not a lender. Loans arranged through third-party banks, private lenders, institutional lenders, and specialty finance sources.
Larger Projects & Institutional Capital
For large-scale commercial developments, institutional-grade transactions, and complex capital structures that exceed standard program thresholds, we refer qualified clients to our trusted partner — Globix Funding.
Ground-up developments, mixed-use towers, hotel & hospitality, and large multi-family complexes requiring institutional capital.
Loan requests exceeding standard program limits — from $10M to $100M+ — structured through Globix Funding's institutional lending network.
Mezzanine financing, preferred equity, joint ventures, and syndicated deals requiring specialized structuring expertise.
Our Trusted Partner
Globix Funding specializes in institutional-grade financing for large commercial real estate and business projects. Contact us first — we'll personally introduce you and ensure your deal receives the attention it deserves.
JB Capital Group may receive a referral fee for introductions to Globix Funding. All referrals are made at our discretion based on deal fit and client needs.