Exclusive Financing Solutions for Builders, Developers & Real Estate Investors
Certain builder financing programs are specifically designed to provide greater flexibility than many traditional construction loans, helping qualified builders preserve cash flow and maximize leverage throughout the construction cycle.
Convert completed but unsold inventory into working capital while maintaining the flexibility to market and sell your properties.
Qualified borrowers may access equity from completed projects to finance new developments, acquire additional properties, or increase working capital.
Select programs may finance up to 75% of the property's value while also providing an interest reserve of up to nine months, helping preserve operating capital during the marketing and sales period.
Certain programs allow interest to accrue or be funded through an interest reserve, eliminating monthly loan payments during the approved interest reserve period.
Certain financing programs offer streamlined documentation requirements for experienced builders and investors.
Select programs offer non-recourse financing, allowing borrowers to limit personal liability, subject to standard carve-outs and lender requirements.
Programs currently available for qualified borrowers may offer rates starting as low as:
Typical origination fees may be as low as:
For experienced builders seeking ongoing access to construction capital. A revolving credit facility designed to support multiple simultaneous projects without the friction of individual loan applications.
Example: A $1,000,000 revolving construction line would generally have total lender fees capped at approximately $25,000, regardless of the number of advances and repayments made during the five-year term.
Borrowers are generally responsible only for customary third-party expenses: appraisal, title, recording fees, and legal and closing costs. No hidden lender fees beyond disclosed program charges.
Traditional lenders often struggle with the unique cash flow dynamics of construction and spec home development. Our builder-focused programs are structured around how builders actually operate.
Whether you are financing your first project or managing an active portfolio of developments, our team will help identify construction financing solutions tailored to your specific objectives. There is no cost and no obligation to submit an initial builder financing inquiry.
All loan terms, rates, fees, repayment structures, leverage, interest reserves, documentation requirements, and non-recourse availability are subject to lender underwriting, borrower qualifications, project review, and final approval. Not every program offers every feature, and program terms may change without notice. JB Capital Group is not a lender. Loans are arranged through third-party banks, private lenders, institutional lenders, and specialty finance sources.